Eligibility & Documents

  • Eligibility
  • A) - Salaried Individuals

    (i)  Individuals in permanent service in the Government or reputed companies meet our  Loan eligibility criteria.
    (ii) Applicants should be above 24 years of age at the time of loan commencement and up to the age of 60 or      superannuation, whichever is earlier at the time of loan maturity.

    B) - Professionals

    (i)  Professionals (i.e. doctors, engineers, architects, chartered accountants, cost accountants, company secretary,      management consultants) can apply.
    (ii) Applicants above 24 years of age at the time of loan commencement and up to 65 years or less at the time of      loan maturity meet our loan criteria.

    C) - Self Employed Individuals

    (i)  Any individual filing income tax returns can apply.
    (ii) Applicants should be above 24 years of age at the time of loan commencement and up to 65 years or less at      the time of loan maturity.

    Note: We also offer loans to other constitution types depending profile on a case to case basis.

  • Documentation
  • For Salaried Individuals

    (i)  Application Form : (duly filled with recent photograph).
    (ii) Income Document : Listed below:
        »   Appointment Letter
        »   Salary Slips: (of last 3 months)
        »   Form 16: (Latest)
        »   Salary Account Bank Statement: (latest 3 months)
    (iii)Employment Proof : Employee ID & Visiting Card.

    For Self- Employed & Professional

    (i)    Application Form : (duly filled with recent photograph).
    (ii)   ITRs with Financial Statements: (Latest 2 Year).
    (iii)  Bank statements: (last 6 months).
    (iv)  Salary Slips: (of last 3 months)
    (v)   Certificate of Practices: (for Professionals)
    (vi)  Proof of Existence: (Registration Certificate under Shops and Establishments Act/Factories Act)

  • KYC
  • Identity Proof

    Address proof

    Signature Proof

    Passport

    Electricity Bill

    Passport

    Voter ID

    Telephone/Mobile Bill

    PAN Card

    Driving License

    Ration Card

    Driving License

    PAN Card

    Letter From Employer

    Photo Credit Card

    Photo Credit Card

    UID Card

    UID Card

    UID Card